Mexico Auto, RV and Motorcycle*
Insurance Coverages

Term of Insurance: Daily up to one year. Significant discounts for six month and annual polices.

Coverage Territory: The entire Republic of Mexico.

Coverages: Collision, Fire, Total Theft, Glass; subject to 2% deductible all covered claims except 5% deductible Total Theft; Liability available up to $300,000 U.S. Combined Single Limit; Medical payments to vehicle occupants up to $5,000/$25,000.

Also available are fixed deductible options.

For an immediate quote, click here.

We have a special optional endorsement available which, when purchased, provides you with a coverage package endorsement not available from any other company in Mexico. Some of these additional optional coverages include partial theft, vandalism, uninsured motorist, guaranteed US labor and repair, and fixed minimum deductibles. Click here to view this special broadening endorsement and get an immediate quote with the option to print your policy now.

Breakdown of Mexico Auto Coverages

Following are the 6 basic coverages found in our Mexico Auto policy:

Included in all policies:

1. Civil Liability - This coverage protects you in the event you cause bodily injury or property damage to third parties. Coverage is available up to $300,000 U.S. Combined Single Limit for damages you do to others. BEWARE OF OTHER MEXICO INSURANCE COMPANIES WHO USE LOWER SPLIT LIMITS, I.E. 40/80/40. Lower split limits reduce the amount of payment for certain types of losses.

2. Guaranteed Bond and Legal Assistance - Our policy will pay to assist you in the event you need to deal with Authorities following a covered cause of loss. BEWARE OF OTHER MEXICO INSURANCE COMPANIES WHO DO NOT INCLUDE THIS COVERAGE IN THEIR PROGRAM.

3. Travel Assistance - Our policy includes certain types of travel assistance, including Medical Assistance, tourist information, vehicle towing, etc. MOST OTHER MEXICO CAR INSURANCE COMPANIES DO NOT OFFER THIS SERVICE.

4. Medical Expense For Occupants - Our policy will pay medical expenses of the driver and occupants of the vehicle in Mexico for injuries sustained in a covered cause of loss. Coverage is available up to $5,000 for each injured party but not more than $25,000 for all occupants combined.

1. Property Damage To Your Vehicle - This coverage includes Collision, Turnover, Fire, Lightning, Explosion, and certain meteorological events among other coverages. Note that "Comprehensive" coverage as known in the U.S. is not available in Mexico.

2. Total Theft - This coverage includes Total Theft of the vehicle. Note that partial theft coverage is not available from most Mexican Insurers.

We have a special optional endorsement available which, when purchased, provides you with a coverage package endorsement not available from any other company in Mexico. Some of these additional optional coverages include partial theft, vandalism, uninsured motorist, guaranteed US labor and repair, and fixed minimum deductibles. Click here to view this special broadening endorsement and get an immediate quote with the option to print your policy now.

For more information, read this article published in Mexico Real Estate and Travel Magazine outlining the difference between Mexico and U.S. insurance coverage.

* No medical available for motorcycles.

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