Security and Privacy Statement

Security Policy

• Mexico Insurance Online has created a state-of-the-art, real-time transaction system, that uses industry standard Secure Socket Layer (SSL) encryption, as well as private links to international banking networks, to ensure your information is quickly and securely authorized and processed.

• Your credit card information is protected in two ways. First of all, as a result of the SSL-based encryption, your card number is ALWAYS secure during transmission. A visual means of confirming this is for you to watch the small lock and key icon in your browser. While on any page where financial information is to be entered, this icon will change to a locked padlock state, denoting a secure page. This security measure is privately audited by an independent third-party, Veri-Sign (one the Internet's oldest and most trusted security auditors), whose icon you can click on from any secured page to confirm its secure status.

• Secondly, our private links to banking networks ensure that your sensitive information is ALWAYS secure once we have received it. All the information travelling on our banking network is guaranteed 100% secure - in fact, it's more heavily-encrypted than your private telephone conversations!

• Credit Card Transactions: Credit card transactions are processed by Authorize.net which has confidentiality of transactions covered by their privacy policy. A professional payment authorization service was chosen for added security. Authorize.net offers secure encrypted credit card transactions for thousands of companies and has security measures in place that cannot be duplicated by smaller sites. Information collected during transactions is maintained in their database for accounting and billing purposes.

• Mexico Insurance Online actively works with international banking institutions and law enforcement to discover and prosecute cases of fraudulent credit card use. All connections to, and transactions within Mexico Insurance Online are logged and regularly audited. WE USE ALL MEANS AVAILABLE TO US TO PURSUE CRIMINAL PROSECUTION AGAINST PERSONS ATTEMPTING FRAUD OR UNAUTHORIZED ACCESS TO OUR SYSTEMS, IN ALL ICPO/INTERPOL JURISDICTIONS.

• To ensure the integrity of our registration systems, and reduce the incidence of fraud (and its associated costs), we are forced to accept orders only from clients who use a valid e-mail address as supplied by an Internet Service Provider.

• Mexico Insurance Online does not attempt to collect personal information from children. If children do send personal information to Mexico Insurance Online, such as writing to Santa, sending e-mail, etc., the information is deleted. Note that Mexico Insurance Online cannot always determine that a user is a child. Aggregate reports for web site visitors are generated. These reports do not contain any personally identifiable information.

• When visiting any Internet site your unique address called an "IP address" is recorded. Mexico Insurance Online does not release any information about the collection of this address to any third party except under court order. Mexico Insurance Online archives the log files in order to create aggregate statistical reports, detect errors at the web site, and for security reasons. The log files are eventually deleted.

• IP reports for advertisement clicks are shared with the advertiser. However, they usually have this information already since it is captured by their server when you click an ad. This is done to verify billing for the ads. No additional information associated with any specific user is provided to the advertisers.

• No Images, files, or cookies are downloaded from third party servers. This means no banner networks, 'hidden' images of size 1x1 pixel, etc. More than 50% of affiliate and advertising requests are rejected by Mexico Insurance Online because of this requirement.

• 'Redirects' or the logging of clicks for external links is only done for advertisements. This is indicated by link to a URL such as '/redirect.asp?url= ...' The external URL is clearly marked in the "url=" portion. This is done to create the advertising reports described above in order to bill the advertiser.

• Favicon.ico requests. Some browsers initiate a favicon.ico request is made to a web site when a user adds a site to their "Favorites" list. The ".ico" stands for "icon." It is a small 16x16 icon that replaces the standard icon used for a web page. Favicon.ico requests are not tracked.

• Mexico Insurance Online may disclose any of the information that we receive to companies that perform marketing services on our our behalf or to other insurers with which we have joint marketing agreements.

• Is there a privacy policy at all? Is it easy to find? Do they have a contact e-mail address and are questions actually answered?

• Does the site have a link to its privacy policy where it collects personal information?

• Can you change your mind and opt-out later?

• Is the information clear or is it confusing and full of legal mumbo jumbo?

• Do sites use 'opt-in' or 'opt-out' methods for the release of personal information? Opt-in means the user makes a choice when the information is released. Opt-out means the information is automatically released unless the user does something to stop it. Are information release choices automatically default to releasing the information?

• Does the site have complicated methods to opt-out and/or do they have several places that opt-out is required in an effort to 'wear you down'?

• Does the site say if they use Internet cookies? If so, do they explain how they are used?

• Does the site explain what is done with their log files and IP Addresses it collects? [see The IP Address: Your Internet Identity for more information.]

• Does the site allow downloads and/or Internet cookies from third party web sites? (This is often done with banner ad networks).

• Does the site attempt to collect personal information from children or adults? Does the site claim rights to this information once it is submitted?

• Does the site say if they release information to others?

• Do sites ask for personal information (such as Mother's maiden name or a portion of the social security number) claiming they need this to set a password?

• If information is released can you stop them from disseminating the information at a later date? Do they provide specific instructions on how to do this?

Mexico Insurance Professionals
an International Insurance Group, Inc. company
121 E. Birch Avenue, Suite #207, Flagstaff, AZ 86001
Toll Free (888) INS-4-MEX
Phone (928) 214-9750   Fax (928) 213-8476